Alternative Funding Solutions for Entrepreneurs

at Rockies Venture Club

Not every business is ready—or suited—for venture capital. To support a wider range of entrepreneurs, Rockies Venture Club offers access to alternative financing through our network of trusted financial partners. These non-venture funding solutions are designed to help businesses manage cash flow, invest in growth, and reach the next stage of success without giving up equity.

Why Consider Non-Venture Funding?

Venture capital can be transformative, but it’s not the right fit for every company. Many businesses thrive by leveraging financing options that provide flexibility, speed, and scalability while keeping ownership in the hands of founders. Our goal at RVC is to ensure entrepreneurs have multiple pathways to funding so they can choose the one that works best for them.

Types of Funding Available

Through RVC’s financial partners, businesses can access a broad range of funding solutions:

Term Loans + Working Capital

✔ $10,000 - $5 Million
✔ 6 Months - 10 Year Terms
✔ Funding in 1 - 3 Days

Term Loans + Working Capital
Business Lines of Credit

✔ $10,000 - $5 Million
✔ 6 Months - 10 Year Terms
✔ Funding in 1 - 3 Days


Business Lines of Credit
SBA Loans

✔ $10,000 - $5 Million
✔ 10 - 25 Year Terms
✔ Funding in 30 - 45 Days


SBA Loans
Equipment Financing

✔ $10,000 - $5 Million
✔ 1 - 6 Year Terms
✔ Funding in 2 - 5 Days


Equipment Financing
AR + PO Financing

✔ $100k+ aged up to 90 days;
$500k+ aged up to 90 days for trucking, oil & gas, construction, staffing, and medical businesses
✔ As Long as Client Wants to Leverage
✔ Funding in 2 - 5 Days


AR + PO Financing
Commercial Real Estate

✔ $250,000 - $10 Million
✔ 10 - 30 Year Terms
✔ Funding in 25 - 40 Days


Commercial Real Estate
Merchant Cash Advance / Working Capital
$10,000 - $5 Million
6 Months - 10 Year Terms
Funding in 1 - 3 Days

Term Loans + Working Capital
Residential Investment Property Loans
$10,000 - $5 Million
6 Months - 10 Year Terms
Funding in 1 - 3 Days

Term Loans + Working Capital

Eligibility & Requirements

While requirements vary by funding type, businesses generally should have:

Time in Business: Minimum of 6 months in operation.
Revenue: At least $10,000 in monthly gross revenue.
Credit Profile: Minimum FICO score of 550 (varies by product).
Business Structure: Available to corporations, LLCs, partnerships, and sole proprietors.

Exact requirements vary by funding type. Contact Us to help match you with the right product.

Apply for Funding

RVC members can explore funding options by completing the application form below. Your information will be reviewed by our financing partners, who will connect you with the solutions best suited to your business.

Supporting Entrepreneurs Beyond Venture Capital

At Rockies Venture Club, we’re committed to supporting entrepreneurs at every stage of their journey. By offering non-venture funding pathways, we help ensure that businesses have the financial flexibility they need to thrive—whether or not they pursue equity-based investment.

Disclaimer: Rockies Venture Club connects members with third-party financing providers and may receive referral compensation. All funding products are offered and managed by independent financial institutions. Approval, terms, and rates are determined solely by the lender. Rockies Venture Club does not guarantee funding outcomes.